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Precisely what is and what isn’t protected? 3rd party House Harm Third Party Fireplace and Theft Thorough CTP/Environmentally friendly Slip Harm to your own private automobile pursuing a collision ✗ ✗ ✓ ✗ Reduction or damage to a 3rd party’s auto/house attributable to your automobile (lawful liability) ✓ ✓ ✓ ✗ Loss or harm to yo